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Personal Injury
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By Seanin Somerville
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Non-Fault Car Accident: Your Right to Choose a Solicitor

Being involved in a road traffic accident or any other type of accident can be a distressing experience, particularly if you have sustained injuries. In such situations, it is important to understand your rights and options, especially when it comes to choosing a solicitor to handle your personal injury claim. While insurance companies often recommend panel solicitors to their clients, it is crucial to know that you have the freedom to select a solicitor of your own choice.

This article explores the reasons why you are not obligated to use your insurance companies panel solicitor and highlights the importance of seeking independent legal advice to protect your best interests.

Understanding Panel Solicitors 

Insurance companies maintain relationships with a panel of solicitors to handle personal injury claims on behalf of their policyholders. These panel solicitors have an existing agreement with the insurance company. As a result, insurers may encourage their clients to use these panel solicitors, sometimes exerting pressure to influence their decision.

Your Right to Choose

It is crucial to recognise that you have the legal right to choose a solicitor who will represent your interests when making a personal injury claim. While insurers may present their panel solicitors as the preferred option, it is important to remember that these solicitors have a pre-existing relationship with the insurance company, potentially raising concerns about impartiality.

Benefits of Choosing Your Own Solicitor

Opting for an independent solicitor, such as PA Duffy & Co., offers several advantages. Firstly, an independent solicitor is solely focused on your best interests, ensuring that your rights are protected throughout the claims process. They have no obligations or affiliations to the insurance company, allowing them to prioritise your case without any potential conflicts of interest.

Secondly, an independent solicitor is likely to have extensive experience in handling personal injury claims. They possess the necessary expertise and knowledge to navigate the complexities of the legal system and negotiate with insurance companies to secure a fair settlement. Their specialisation in personal injury law equips them to handle various types of claims, including car accidents, workplace injuries, and medical negligence cases.

Additionally, by choosing your own solicitor, you can benefit from a more personalised and tailored approach. Independent solicitors take the time to understand the unique circumstances of your case, allowing them to build a stronger argument and present a more compelling claim on your behalf.

The Time Limit for Making a Personal Injury Claim

If the accident was the fault of another person, you have three years from the date of the accident to make a personal injury claim. However, it is important to note that acting sooner is always better. Delaying the claim can lead to complications, such as difficulty in gathering evidence and potential memory loss of witnesses. Therefore, it is advisable to consult with a solicitor promptly after the accident to ensure that you meet all necessary deadlines and have the best chances of a successful claim.

Seeking Independent Legal Advice 

When involved in a non-fault car accident, it is highly recommended to seek advice from an entirely independent specialist solicitor, such as PA Duffy & Co. We provide the guidance and support needed to navigate the claims process effectively. By working with our expert solicitors we prioritise your best interests, you can feel confident that your claim is being handled with diligence and expertise.

In the aftermath of a non-fault car accident, it is important to be aware of your rights and options. While insurance companies may recommend their panel solicitors, remember that you have the freedom to choose a solicitor of your own preference. Opting for an independent solicitor ensures that your best interests are protected and that you receive the specialised legal representation you deserve. By seeking advice from a reputable and experienced solicitor, such as PA Duffy & Co Solicitors, we can navigate the claims process with confidence, ultimately aiming to secure the best possible outcome for your personal injury claim. Act promptly to protect your rights and increase the chances of a successful claim.

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