Solicitor For First Time Buyer | P.A. Duffy & Co Solicitors

First Time Buyers

Buying your first home can be overwhelming, at P.A. Duffy and Company our aim is to simplify the process and help you to understand the legal jargon involved in buying property.

About Service

What We Can Offer

It is worth noting that we are on an extensive list of Mortgage Lenders Panels. This will mean that the following mortgage lenders will work with us in securing your mortgage.

Your mortgage lender only allows certain solicitor firms to act as mortgage solicitors for them. You will therefore need to be sure that your conveyancing solicitor is on what’s termed your mortgage lender’s ‘panel’ before you instruct that solicitor to act for you, regardless of whether you’re buying or selling.

How We Can Help

As a first-time buyer you should not enter into a contract if you do not understand it, at P.A. Duffy and Company Solicitors in Belfast, Northern Ireland we can advise you on the legal complexities of your contract and make this transaction as easy for you as possible.

FAQs

Buying a property for the first time can be overwhelming. Following the acceptance of an offer on a house, you will still have to undergo various procedures and checks will need to be carried out before the sale is finalised and the contracts are exchanged. We can advise you on the legal complexities and make the process a lot easier and more understandable for you.

Key stages in the process include:

Saving for a deposit and getting your mortgage in principle
Finding your dream house and securing your mortgage and appointing a conveyancer
Arranging the necessary searches and surveys
Extensive legal review of title and subject to all being in order, exchange of Contracts
Paying SDLT and other relevant taxes and registering your property